Financial OS for global founders

Your company lives in five countries. Your money still lives in ten apps.

Your finance stack wasn't designed as a system. BRAID connects your accounts, currencies, payment platforms, and stablecoins, then turns the combined picture into clear answers about runway, hiring, payroll, and what to do next.

No account migration.No custody.No sensitive banking information required to join the research.

BRAID brief

Good morning, Alex.

Healthy

Your company is financially healthy.

No urgent action required today.

Payroll is covered
Runway remains above 18 months
EUR reserves cover upcoming obligations
Settlement arrives Friday

Suggested action

Wait until Friday before converting additional USD to EUR.

Company Account

$214K

Multi-currency

USD / EUR

Revenue Settlement

+$24.8K Fri

Stablecoin Balance

$54.6K

Why BRAID exists

Every modern founder is forced to become the integration layer between disconnected financial systems.

We think that's absurd.

Founders should build companies, not reconcile banks, wallets, currencies, and spreadsheets.

The real problem

The problem isn't banking. It's fragmentation.

Each product solves one part of the problem. But you are still the one copying balances, checking settlements, reconciling currencies, estimating runway, and deciding what matters.

Inputs BRAID understands

Signals before interpretation

Prototype

Company account

Planned non-sensitive data signal

Connected

Revenue platform

Planned non-sensitive data signal

Syncing

Multi-currency account

Planned non-sensitive data signal

Read-only

Stablecoin wallet

Planned non-sensitive data signal

Read-only

Local bank

Planned non-sensitive data signal

Connected

Connection is the foundation, not the final value. BRAID is designed to combine these inputs into a model founders can reason from.

Before and after

Replace the spreadsheet ritual with a clear answer.

The shift is not from ugly spreadsheets to prettier charts. It is from manual interpretation to a clear company state.

Without BRAID

Check five account balances
Export transaction data
Estimate upcoming obligations
Reconcile currency exposure
Update runway spreadsheet
Decide whether action is needed

With BRAID

Payroll is covered
Runway remains 19 months
EUR reserves are sufficient for 12 days
One contractor invoice needs attention
No other action required today
Your company, understood

A financial brief you can act on.

BRAID is designed to start with the answer: company state, next action, and the evidence behind it.

Illustrative product concept

A financial brief you can act on

Concept data

Good morning, Alex.

Your company is financially healthy.

No urgent action required today.

Recommended action

Do nothing until Friday.

Wait for the expected settlement before converting additional USD to EUR.

Payroll coveredNext run included
Runway: 19 monthsHealthy
EUR obligations covered12 days
Stripe payout expected Friday+$24,800
Contractor invoice due tomorrow$8,400

Runway

19

months

Status: Healthy

Hiring one additional contractor at $8,000/month keeps runway above 15 months.

Currency coverage

EUR reserves cover planned obligations for 12 days.

OKcovered
USD58%
EUR21%
GBP10%
USDC11%

Supporting evidence

Combined balance$482,300
Contractor payments$18,400
Software renewals$3,240
Stripe settlement+$24,800
Product model

From connected inputs to clear decisions.

BRAID starts by connecting financial signals, then turns them into company understanding. Execution remains a later roadmap direction through regulated partners.

Foundation

Stage 1

CONNECT

Bring accounts, balances, settlements, currencies, and obligations into one model.

Provider layer, BRAID model, and clean source mapping before any recommendation.
Later

Stage 3

ACT

Eventually execute payments, conversions, and treasury workflows through regulated partners.

Current focus

Stage 2

UNDERSTAND

Know your runway, risks, capacity, and what needs attention.

Runway

Capacity

Next action

The output is not another chart. It is a decision: what is happening, what happens next, and whether the founder needs to act.
Intelligence layer

Ask questions spreadsheets can't answer.

BRAID is being designed to answer founder decisions from connected context, assumptions, and planned obligations.

BRAID answer

Illustrative product concept

Can we hire another engineer now?

Yes.

You can add up to $8,000 in monthly payroll while keeping projected runway above 15 months.

Why
  • Current available cash: $391,840
  • Expected settlement Friday: $24,800
  • Existing monthly burn: $31,400
  • Planned obligations included
Assumptions

Revenue remains within 10% of the current forecast.

Suggested next step

Review the hiring plan after the next monthly close.

Illustrative product concept. Not financial, legal, tax, or investment advice.

Who it's for

Built for founders who operate across borders.

The product is for teams whose financial reality spans companies, residency, currencies, contractors, revenue platforms, and local banking.

US company, founder abroad.

You live outside the US, run a US company, receive revenue through multiple providers, pay contractors globally, and hold fiat alongside stablecoins.

US entityFounder abroadContractorsFiat + stablecoins

Remote-first startup

Revenue, vendors, payroll, and spending happen across countries and currencies.

Global contractor network

You pay people in multiple regions and need to see obligations before they surprise you.

Fiat and stablecoin treasury

You hold USD, EUR, GBP, or USDC and need clarity without spreadsheet workarounds.

Integrations concept

Keep the tools you already trust.

BRAID does not replace the financial products that already work for you. It sits above them, combining their signals into one model of your company.

Connected providersBRAID modelClear decisions

Planned data connection

Wise

  • Currency balances
  • Transfer timing
  • Conversion fees

Examples only. No partnerships implied. Provider names and trademarks belong to their respective owners. Displayed services do not imply formal partnership, endorsement, live integration, or availability.

Security and model

A visibility layer first, not another place to move your money.

The intended architecture starts with read-only visibility and user control. Execution workflows would come later through regulated partners, not by asking founders to move everything into BRAID.

Read-only where possible
No custody in the first version
No need to move existing funds
Encrypted provider tokens
User-controlled disconnection
Clear audit trail
Roadmap

An honest path from research to operating layer.

The near-term work is about learning from founders and validating the visibility layer before any execution workflows.

Now

  • Founder interviews
  • Early-access research
  • Clickable product prototype

Next

  • Read-only provider connections
  • Company financial model
  • Cash-flow categorization
  • Decision-oriented insights

Later

  • Treasury workflows
  • Payment initiation
  • Currency conversion
  • Cards through regulated partners
Early access

Help shape BRAID.

We're speaking with international founders to understand how they manage banking, transfers, contractors, fiat, and stablecoins across multiple countries.

We'll use your information only for BRAID product research and early-access communication.

Interview preference
Which tools do you use?

Do not include banking credentials, account numbers, seed phrases, or sensitive financial information.

FAQ

Straight answers for an early product.

Is BRAID a bank?

No. BRAID is being designed as a financial understanding layer that connects services founders already use.

Will BRAID hold my money?

The first version is intended to be non-custodial and read-only wherever possible.

Do I need to move my accounts?

No. The concept is based on connecting existing providers.

Will BRAID support stablecoins?

The product is being researched around both fiat and selected stablecoin balances, subject to provider access and regulatory requirements.

Who is BRAID for?

International founders, remote-first companies, and globally distributed small teams managing money across multiple providers and countries.

When will it launch?

BRAID is currently in the research and early-prototype stage.

Your finances are fragmented. Your view of them shouldn't be.

BRAID turns disconnected financial systems into clear decisions.